first_img*UPDATED 9/26/17*: Following the passing of Charles Bradley, we look back at his most recent masterpiece, Changes, which came out in June of 2016.For his third album, Changes, Charles Bradley continued on the vintage soul path of previous efforts, but with some exciting updates to his presentation. Moving away from a focus on his hard-luck past, and infusing uplifting, positive messages of love amid the haunting memories, Bradley and his Daptone Records brethren open up new doors in storytelling, melody and rhythms alike.Discovered while fronting a James Brown tribute band (as Black Velvet) nearly seven years ago, Bradley joined the Daptone fold and began recording and touring with the amazing Menahan Street Band. His third album really capitalizes on this long-time collaboration, as they have become excellent songwriting partners that do not solely focus on the mining glories from stories past, but instead are burrowing upward and onward with a vision for what’s happening, what’s coming next, what is new, and what is hip.The title track, a cover of the timeless Black Sabbath ballad, was offered as a Record Store Day single a few years back; next week it will spearhead the first album of new Charles Bradley material since 2013. The recording still sounds very analog, but there is a modern twist to the material too. Chronicles of despair from the singer remain his calling card, but one can behold a beam of light shining through the voice and emotions of “The Screaming Eagle of Soul.”Changes finds Bradley singing from within his longing, but is no longer nostalgic for days of yesteryear. He gives his phrases resonance and conviction; and allows his brand of soul music to transcend style and period, in exchange for re-imagining life’s twists and turns with newfound clarity. The murky “Ain’t Gonna Give it Up” shows just how far Menahan and Bradley have traveled to get where they are today. The spiritually moving “Ain’t it a Sin” is among the most compelling songs the Screaming Eagle has ever delivered.Bradley has developed into a singer with focus and authority, the song showcasing his voice and authenticity. Several tunes find Bradley telling tales of a difficult road, but also the hope toward what may come next, be it love, light, smiles, or even just satisfaction: “Good to Be Back Home” celebrates a return to the US, after a grueling, if invigorating tour. The singer shows more range, more drama, and a diverse palette of timings and accents to unveil spirituality, positivity, depravity and desperation from his lyrics and emphatic delivery.More often than not, Changes pumps blood fused with an energy culled from the here and now, arriving at a conceptually interesting middle ground. It is a choice medium for this singer, one who is clearly energized and determined to make good on the promise he made to himself some years earlier. Bradley’s voice, his story, and the Changes he made in his now promising life are apparent on this record, and onstage too. Charles Bradley seizes the day, and transcends the limits of the vintage soul genre, blazing a new path, yet remaining rich in thrilling tradition.Listen to Changes below:last_img read more

first_img The population of Polish-speaking children in German territory is charted in this data map, one of many factors taken into consideration when redrawing national borders after the war. Another example of a large-scale map, which appears in the collection. The maps capture the magnitude of the war. Kris Snibbe/Harvard Staff Photographer The military, social, economic, and political effects of those crucial shifts are highlighted by the maps on display — handmade, one of a kind, or mass-produced. Some were brought home and donated to Harvard by alumni who had served.Mapmaking advanced more quickly during WWI than in any previous era. Prewar methods, such as relying on known landmarks, were often useless — landmarks could be destroyed or inaccessible. Trench warfare required soldiers to rely on data. Engineers developed sophisticated ways to gather information, recording flashes and booms from enemy cannons to triangulate location, exploiting the photographic potential of air power to create documents that saved lives.A guide to reading the aerial images points to the challenges presented by tilt, scale, and bomb-cratered terrain. “It’s hard to tell where anything is when everything looks like the moon,” said Bonnie Burns, curator of the exhibit and librarian for geographic information services.Plenty of WWI-era maps were not for military use; they were communications tools aimed at illustrating to the home front what was happening in strange and faraway places. Newspapers printed thousands. “They were trying to explain why they were fighting — if anybody knew,” Burns said.A 1914 German map depicts nations straining against borders; a 1918 U.S. map shows Germany as a looming black cloud poised to descend on Europe. Small details like fonts — gothic for German towns, modern for French — hint at the perspective behind the document.The fighting stopped but the mapmaking continued, recognizing new boundaries and new nations. Belgium, France, and Denmark expanded; Poland, Latvia, Lithuania, Estonia, Finland, and Yugoslavia formed.“The maps are amazingly detailed,” said Burns. “As a mapmaker, I wondered how they accomplished that in war conditions with the technology of the time. As a librarian I saw an amazing visual data set I thought researchers would be interested in.” Burns captured the scale and detail of the front in a single map by scanning 300 plans directeurs (detailed maps made by French soldiers), extracting data on trench positions and transposing it on modern road maps.In her final work, trenches vein across land, a bloody graph of months, years, lives, telling a cartographic story of convulsing cultures and wrenching change. The mapmaker’s editorial spin is evident in this 1914 caricature map, which shows each country with a unique persona. Germany strains against its borders, Serbia attempts to throw a bomb at Osterreich while Turkey holds a lit candle under a Crimean powder keg. Images courtesy of the Harvard Map Collection The new field of aerial photography was an invaluable tool to wartime mapmakers, but images could be difficult to read correctly. An original photo shows the extent of damage to the landscape; the resulting map below was adjusted for tilt, scale, and angle. Kris Snibbe/Harvard Staff Photographer World War I lasted four years, three months, two weeks, and one day. Dozens of nations were involved; more than 65 million soldiers were mobilized; casualties rose to 37 million. The Western Front stretched 600 miles through three countries.“From the Alps to the Ocean: Maps of the Western Front,” at Pusey Library through Nov. 11, captures the magnitude of the conflict, each map a shard of the shattered mirror reflecting a gruesome war.Life on the Western Front depended on a labyrinth of trenches quickly and gruelingly dug into battle positions in 1914. Roads, railways, trails, shelters, and ammunition depots sprang up behind the lines, absorbing towns and cities. Small conquests of territory represented big wins — and big losses — in the fight that shaped modern Europe and the Middle East. Mapping a war Curator Bonnie Burns used hundreds of plans directeurs, such as this one detailing the Argonne Forest in 1918, in order to pull together the comprehensive map of the Western Front. Red represents Allied-controlled territory, blue German-held lines. This 1918 rendering shows the enormity of the territory controlled by Central Powers in gray. Published in a magazine for an American audience, the map was advertised as a way to follow the “adventures” of soldiers on the front.last_img read more

first_imgSign up for our COVID-19 newsletter to stay up-to-date on the latest coronavirus news throughout New York Getting the federal government to help fund Nassau County’s effort to clean up its polluted waterways brought together environmentalists, business leaders, scientists and elected officials at the first of four public meetings organized as part of Gov. Andrew Cuomo’s initiative to improve Long Island’s water quality, strengthen its natural barriers against future storms and protect the aquifer.Held Monday at the Nassau Legislature in Mineola, the governor’s review panel featured New York State Department of Environmental Conservation Commissioner Joe Martens, Nassau County Executive Ed Mangano, and Rep. Peter King (R-Seaford).Topping their agenda is the effort by New York State to obtain $690 million of Federal Emergency Management Agency funds to construct an ocean outfall pipe that would take wastewater treated at the Bay Park plant in East Rockaway and dump it in the Atlantic Ocean two miles off shore. The plant’s current outflow pipe is in Reynolds Channel. Just as important would be another $130 million to reduce nitrogen from the wastewater effluent to levels acceptable under federal Clean Water Act requirements, which would be 8 parts per million.“Nitrogen is a serious water quality impairment that is also operating to fundamentally undermine Long Island’s natural coastal resiliency,” said Commissioner Martens. “Under Gov. Cuomo’s direction, these meetings will be an important step to build a plan that will address longstanding wastewater issues in Nassau and Suffolk counties.”After Superstorm Sandy, the Bay Park plant was so severely damaged it was dumping tons of raw and partially treated sewage directly into Hempstead Bay, producing nitrogen pollution that severely harmed the tidal marshlands, according to studies commissioned by the state DEC.The second meeting will be held May 19 at SUNY Stony Brook to hear from a panel of experts on Suffolk County’s wastewater and septic system problems since 70 percent of that county’s homes and businesses aren’t served by sewers. The third meeting will be held May 28 featuring a tour of Suffolk water treatment facilities and highlighting the unacceptable nitrogen levels in the Great South Bay. The fourth meeting will take place in June at a date and venue yet to be announced, with the goal of finalizing recommendations to Cuomo on how best to address these problems.Mangano was very pleased by the first hearing. “Basically we’re building a case why Nassau County should receive funding for an outfall pipe,” he said, noting that reducing nitrogen levels to standards acceptable by the State DEC and the federal Environmental Protection Agency is “a very expensive proposition.”Currently, New York is spending about $810 million in FEMA funding to repair the Bay Park plant. All told, Mangano estimated the entire project including the new outfall pipe could cost more than $1 billion. But the large pipe could be a cost-effective solution to the county’s water pollution problem, Mangano pointed out, because it would eliminate the need to rebuild wastewater treatment plants on Long Beach and Atlantic Beach, which the superstorm also inundated. Instead, they could be replaced with much cheaper pumping stations that would connect to the Bay Park facility.“We want to put those dollars into the ocean outfall,” he said. “It’s a smarter way.”The first meeting of the governor’s initiative to “improve water quality and resiliency on Long Island,” as his office described it, drew high praise from Adrienne Esposito, executive director of the Citizens Campaign for the Environment and a state Senate hopeful, who gushed that it was “unprecedented. When do you see business, stakeholders and various levels of government all agreeing?”She said the prospects for an ocean outfall pipe from the Bay Park plant—which she and other environmentalists have been advocating for years—are “much better” than they’ve ever been.“It’s good for the economy, it’s good for public health, and it’s good for Long Island’s sustainability,” she said.last_img read more

first_imgCredit unions entered the health savings account (HSA) market early and have seen successful growth, but the number of credit unions in this business is still low–an estimate of  just over 14 percent. With recent studies showing rapid growth in the HSA market, this is an opportune time for credit unions to consider joining in.HSA growth continued at a rapid rate last year as credit unions offering HSAs recorded a more than 17 percent increase in HSA deposits. As of year-end 2016, credit unions held $1.38 billion in HSA deposits, up from $1.17 billion as of year-end 2015, according to call report data analyzed by the Economics and Statistics Department of the Credit Union National Association (CUNA).These findings are consistent with the results of the 2016 Year-End Devenir HSA Market Survey, which is a survey primarily of the top 100 HSA providers. The results of this survey show a 22 percent increase in HSA assets from 2015 to 2016, with the number of HSAs now exceeding 20 million. Ascensus® partners with Devenir to offer the Devenir myHSAinvestments® solution and private-label HSA investment platform to banks and credit unions.HSA Growth Tied to Health Plan Coverage The growth in the number of HSAs results primarily from the growth in consumer-directed health plans (CDHPs) that are paired with an HSA or health reimbursement arrangement (HRA). The 2016 Employee Benefits Research Institute (EBRI)/Greenwald & Associates Consumer Engagement in Health Care Survey reported that 14 percent of privately insured adults were enrolled in a CDHP. And, while more than half of CDHP enrollees (56 percent) opened an HSA, the survey reported that 25 percent of CDHP enrollees were enrolled in an HSA-eligible plan but had not opened an HSA. The other 19 percent of CDHP enrollees were enrolled in an HRA and were not eligible to open an HSA.Employer Contributions Help Drive HSA Deposit GrowthCDHP enrollees are frequently opening HSAs in part to take advantage of employer contributions. Employers initially made contributions to their employees’ HSAs as an incentive for employees to choose CDHPs over traditional medical plans. Even as CDHPs have increasingly become the only plan option at larger employers, most employers still make contributions to their employees’ HSAs. And, the percentage of employers making contributions and the dollar amount of employer contributions continues to rise. The EBRI survey found that 78 percent of CDHP enrollees reported that their employer contributed to their HSA, up from 67 percent in 2014. The survey found that 20 percent of CDHP enrollees reported an employer HSA contribution of $2,000 or more in 2016, and 42 percent of CDHP enrollees reported an employer HSA contribution of $1,000 – $1,999 in 2016, up from 10 percent and 36 percent, respectively, in 2014. The Devenir survey found that in 2016, employer contributions accounted for 26 percent and employee contributions accounted for 46 percent of all HSA contributions. Among employers making contributions, the average employer contribution was $868, and among employees making contributions, the average employee contribution was $1,786. The other 19 percent of all HSA contributions came from individuals and were made to accounts not associated with an employer. The average contribution made to these HSAs, for individuals making contributions, was $1,713, according to Devenir’s findings.HSA Usage Continues to EvolveAs the number of HSAs and the dollars held in them continue to increase, so does the average account balance. And as CHDP enrollees become more familiar with the advantages of an HSA, their usage of the account begins to evolve. Many HSA owners still use their HSA primarily as a transactional account to pay for qualified medical expenses. However, more HSA owners are starting to treat their HSA as an investment account to pay for future medical expenses. As their account balances grow, these HSA owners increasing look to invest a portion of their HSA assets in stocks, bonds, and mutual funds. More than 15 percent of all HSA assets at year-end 2016 were held in investments—rather than traditional deposit products—and with an average total account balance of $14,971 (deposits and investments). An HSA investment holder’s average account balance is seven times larger than a non-investment holder’s average account balance, according to the Devenir survey. HSA Market Opportunities Abound for Credit Unions Those credit unions that have entered the HSA market are finding great success. But HSA penetration in the credit union space is low. As of year-end 2016, less than 15 percent of credit unions (838 out of 5,906) offered HSAs to their members. And, while HSA deposits at credit unions increased nearly 170 percent over the last five years—from $512 million at year-end 2011 to $1.38 billion at year-end 2016—the number of credit unions offering HSAs increased by less than 13 percent, from 745 to 838, according to CUNA’s analysis of call report data. Clearly, credit unions that are offering HSAs are seeing success. The numbers alone should be a message for those credit unions that are not offering HSAs. 58SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Dennis Zuehlke Dennis is Compliance Manager for Ascensus. Mr. Zuehlke provides clients with technical support on tax-advantaged accounts (including individual retirement accounts, health savings accounts, simplified employee pension plans, and Coverdell education … Web: Detailslast_img read more

first_img continue reading » 2SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr Credit unions are being advised to take precautions and review NAFCU’s resources if they need as Hurricane Florence – currently a Category 4 storm – makes its way to the Carolinas and Virginia.NAFCU has prepared specific resources and information for credit unionsaffected by disasters – including a guide for credit unions to support disaster relief.The NCUA also has resources available on its Hurricane and Disaster Information page. The agency’s Credit Union Resources and Expansion office can provide urgent need grants of up to $7,500 per year to low-income credit unions that experience sudden costs to restore operations interrupted by a disaster.Among other resources available to credit unions and their communities:last_img read more

first_imgBefore he starts cutting hair, Maulanasyah sprays his protective gear and his customers’ hands with sanitizer.He has worn the gear for the past two weeks as part of efforts to cut the risks from the respiratory disease caused by the coronavirus that has killed at least 240 people and infected nearly 3,000 in the world’s fourth most populous country.Health workers in Indonesia have paid a high price, with at least 24 doctors dying from the disease, according to the Indonesian Doctors Association. In Jakarta, 130 medical workers have been infected, according to the city government said.Jakarta has ordered businesses and schools to close in a bid to contain the virus and it plans large-scale social restrictions enforced by security personnel. Though Maulanasyah’s salon is outside Jakarta, where many of the cases in the country have been clustered, his income has dwindled from about 500,000 rupiah ($31) a day to 100,000 rupiah ($6.20).Customer Abdul Rahman Fattah said he felt safer having his hair cut this way but conceded that the cumbersome outfit worn by Maulanasyah meant the result may not always be perfect.As another precautionary measure, Maulanasyah allows only four people in the salon and urges everyone to keep their distance.”This is to protect myself because I have a family, my child and wife, therefore I need to ensure my safety at work because I don’t know whether the people who come here are infected or not,” he said. Topics :center_img Indonesian hair stylist Herman Maulanasyah knows that he may look comical in his makeshift protective gear but he sees that as a small price if it helps protect him and his customers from the novel coronavirus.Clad in a plastic sheet held together with tape, a ski mask, a gas mask and latex gloves, Maulanasyah, 40, welcomes customers at his salon in the city of Bogor, south of Jakarta, even as the virus spreads across the country.”Please don’t judge, I’m not making it for fun or to look ridiculous, this is how I show my appreciation to the health workers,” Maulanasyah told Reuters at the salon he has run for 15 years.last_img read more

first_imgTopics : In total, the business performance of the association’s members has fallen 50 percent since the first confirmed COVID-19 cases were unveiled on March 2, he said. “The B2C and C2C segments recorded growth due to the increase in demand for food, perishables and medical supply deliveries despite large-scale social restrictions [PSBB],” he told The Jakarta Post on Monday, adding that all three categories had seen a 100 percent increase since March.He went on to say that during Ramadan, shipment volume usually increased by 30 to 50 percent. However, this year he predicted that the volume would be down 40 percent from last year.“The prediction is based on lower consumer spending because there have been layoffs everywhere and holiday bonus (THR) cuts,” he said. Zaldy also predicted that the logistics sector would return to normal in the first quarter of 2021. In the meantime, he said, logistics companies could begin digitalizing operations and broaden services, such as catering to more B2C clients to survive the outbreak. Supply Chain Indonesia (SCI) chairman Setijadi also said spending on tertiary goods such as automotive, electronics and fashion had declined amid the outbreak, while medical supplies and health products were likely to continue their growth trend. “Since expedition will need to continue, it is important that the government set safety procedures for our drivers, such as providing disinfectant for the trucks, masks and hand sanitizer,” he said.Responding to the expansion of the PSBB, Setijadi said local governments should ensure the availability of basic needs  by preparing adequate storage units and scheduling shipment accordingly.Previously, the SCI estimated the logistics sector would grow around 12.7 percent this year, with a contribution to GDP of Rp 993.9 trillion (US$63.9 billion). However, Setijadi said the SCI would revise the estimate because COVID-19 had severely affected global trade and logistics activities.Logistics start-up Kargo also reported a shift in operations as it catered to more medical supply and staple need deliveries, such as cooking oil and rice, while the company had seen a huge fall in import and export deliveries, especially when China was in lockdown.“We are seeing an uptick in smaller truck deliveries, such as for delivering groceries and food,” Kargo CEO Tiger Fang told the Post on April 24. “I think logistics is more important than ever now that people have to stay home.”He said that although the start-up was seeing a decline in its delivery volume, its core B2B deliveries, especially in fast-moving consumer goods, would continue to run. The company has been working with top brands such as Coca Cola and Unilever, among others.Fang said that despite the impact of COVID-19 on the economy, Kargo wanted to explore the possibility of delivering agriculture products and e-commerce, as the latter was a big category that had not been affected by the health crisis. He went on to say that the start-up was also looking for partnership opportunities with other trucking companies, banks and agencies, as well as charity programs, to provide relief.“The most important thing we do right now is remain in business and keep our drivers busy so they can still have an income,” he said, referring to the company’s around 10,000 active drivers. Kargo pledged to raise $1 million to protect its drivers’ income through a relief fund initiative. Its employees have been hit with a 75 percent cut in their paychecks across the board and Fang will give up his entire salary for the next 12 months.The company recently secured $31 million in series A funding led by Tenaya Capital with participation from, among other investors, Coca Cola Amatil and the Indonesia-oriented Intudo Ventures.“We are lucky to have had funding when we did. I think it can last us for a long time,” Fang said.center_img Logistics companies have experienced more than a 50 percent decline in overall business performance since the COVID-19 outbreak hit Indonesia in early March, the Indonesian Logistics Association (ALI) reported.The association’s chairman, Zaldy Ilham Masita, said logistics volume has been down 60 to 70 percent across the board since early March due to emergency measures taken by the government to prevent COVID-19 transmission.Zaldy said business-to-consumer (B2C) and customer-to-customer (C2C) delivery services had experienced growth despite the outbreak but the increase was too small to compensate the sharp drop in the business-to-business (B2B) segment.last_img read more

first_img December 31, 2015 SHARE Email Facebook Twitter BLOG: Why I Vetoed the GOP’s Plan to Cut Education By: Governor Tom Wolf 2. The Republican budget does not balance.This budget spends $30.3 billion dollars without sufficient revenues to pay for it. Assuming that we would certify the current year revenue estimate at the amount recommended by the Independent Fiscal Office earlier this month, if I signed this bill, the commonwealth would end the year over a half a billion dollars out of balance.There is already $2.3 billion structural deficit, and the Republican budget increases it even more. It will lead to more credit downgrades and fiscal instability in Pennsylvania. Bottom line: It is not responsible.BUDGET ANNOUNCEMENT 12/29For the first time in years, we have an opportunity to change the status quo. We have a real chance to make historic investments in schools, truly balance the budget, and begin to fix the deficit. Now, the Republican legislature must return to work immediately and pass a real budget for Pennsylvania. Like Governor Tom Wolf on Facebook: Governor Wolf’s remarks on rejecting the Republican plan to cut education (and read the transcript of the remarks). Budget News,  The Blog Earlier this week, I used my line item veto power to veto the Republican plan to cut education by $95 million, while also taking action to ensure that schools received money owed to them through December 31.There are many reasons why this budget is wrong for Pennsylvania, but these are the big reasons why I vetoed part of the GOP’s plan:1. The Republican budget underfunds education.Instead of finally providing funding for our schools, Republicans cut $95 million for local school districts. After $1 billion in budget cuts to our schools over the past several years, this budget makes it even worse.Republicans continue to refuse to adequately fund Pre-K through 12 education and their budget fails to fund over $305 million in school construction reimbursements. The Republican’s failure to provide school construction funding to local school districts and the commonwealth’s inability to responsibly issue debt — which is a result of past Republican budgets built on gimmicks that led to a multi-billion dollar deficit — will lead to a direct cost to the school districts. This will wipe out any marginal funding increases for local school districts.The Republicans did not pass legislation to provide funding for Pennsylvania’s institutions of higher learning including Pitt, Penn State, Temple, Lincoln, and the Penn Vet School, leaving them completely without state funding.They did not pass a fiscal code or a school code.last_img read more

first_imgShe will start work on 1 September, the fund said.Staaf has held several roles in private equity and asset management, according to AP6. She has previously worked as portfolio manager for unlisted investments within life science at Swedish insurance firm Skandia Liv and as a customer and portfolio manager for banking group SEB.She has also worked as chief executive of Evli Funds and chief financial officer and real estate manager for Swedish housing developer Riksbyggen.AP6 is distinct from the other four buffer funds backing the Swedish state pension in that it specialises in private equity, and is significantly smaller. Swedish national pension buffer fund AP6 has appointed Katarina Staaf as its new permanent chief executive, replacing Margareta Alestig who has been acting chief executive since the beginning of March.Staaf, who has been a member of the SEK34.7bn (€3.26bn) fund’s supervisory board since 2017, will fill the position left open following the departure of Karl Swartling nearly four months ago.Staaf said: “It feels very honourable to have been given the trust to lead an organisation who has the task to manage pension capital through investments in unlisted companies.“In my role as a board member, I have been able to take part of AP6’s specialist expertise. In my new role, I will become operative, which I really look forward to.”last_img read more

first_imgTimber floors and high ceilings feature throughout the living spaces. Picture: Supplied.There is also a separate lounge room, a study and a bathroom. Ms Holly said they fully landscaped the backyard and the gardens had matured beautifully.There are tiered gardens in the back yard, along with an alfresco area and a powered shed. Ms Holly said she would miss the friendly neighbourhood and seaside location. “It’s lovely to go across to the park and have a picnic,” she said. The home at 47 Whytecliffe Pde, Woody Point. Picture: Supplied.Set across two levels, the home has a front veranda and rear patio downstairs and decks at the back and front upstairs. Downstairs there are two bedrooms, both with built-in wardrobes, a bathroom, a laundry and a store room. Upstairs, there is an open plan living, dining and kitchen area flowing out to both decks. More from newsLand grab sees 12 Sandstone Lakes homesites sell in a week21 Jun 2020Tropical haven walking distance from the surf9 Oct 2019The kitchen has stone benchtops and a walk-in pantry, while the living space features high timber ceilings, exposed beams, timber floors and plenty of natural light. The backyard has been beautifully landscaped. Picture: Supplied. “Kids can run amok, get all sandy and they can wash off in the outdoor shower before coming inside.“There’s something for everyone — the walks are lovely, the little cove is secluded and sheltered from southerlies so it’s beautiful to swim in, and Colin loves going out on the rocks to fish. “If you have a paddle board you can pick it up and walk across the road for a paddle.”The property is on the market through Brendon Wright of Peninsula Properties.center_img The home at 47 Whytecliffe Pde, Woody Point, has a relaxed coastal style. Picture: Supplied. SITTING across the road from Scotts Point Beach, this character-filled seaside home has views from every room.Owners Judy Holly and Colin Richardson have lived in the property at 47 Whytecliffe Pde for almost four years and are selling to downsize.“I love the airiness of the home and the high ceilings,” Ms Holly said. “I love that we have an area to sit and enjoy the views no matter the weather.” last_img read more