first_imgRain has hit on target and temperatures have been reasonable. So far, Georgia row-crops like what they’ve been getting. The tobacco harvest is under way in south Georgia. Tobacco companies continue to offer fewer contracts to Georgia farmers, about 20 percent less this year than last. Farmers planted between 10,000 acres and 12,000 acres this spring. The crop looks good, though, said J. Michael Moore, a tobacco specialist with University of Georgia Cooperative Extension.“This is the most excellent growing season we’ve had in years,” he said.Plenty of soil moisture in spring helped the young plants in fields. Temperatures were good for growth. Rain through the season remained consistent, but not excessive, allowing for fieldwork to keep the crop cared for, he said. Damage from tomato spotted wilt virus, tobacco’s top nemesis, was low this year.Farmers will start delivering their crop to companies later this month.Eighty-six percent of the corn crop is in fair to good condition, according to a July 11 Georgia Agricultural Statistics Service report based on weekly surveys of UGA Extension county agents.“Overall, I expect it to be a good year for our corn producers,” said Dewey Lee, a UGA Extension grains specialist.Unusually high temperatures in early June (some as high 100 degrees) hit some areas during crucial kernel development, he said. This will hamper yields. Georgia’s average corn yield last year was 140 bushels per acre, tying the state record set the year before. The wet, humid weather increased diseases. Farmers, he said, spent a lot of money trying to stay ahead of them. Corn harvest will get under way in the next few weeks.According to GASS, 90 percent or more of the peanut, cotton and soybean crops are in fair to excellent condition. Harvest for these crops will start in the fall.last_img read more

first_imgAfter suffering a three-week dry spell in May, Georgia corn crops benefitted from rains during the month of June.It’s an encouraging sign for the future of this year’s corn crop, according to University of Georgia Cooperative Extension corn weed specialist Eric Prostko. “We’ve been catching these rains right at pollination or slightly later so they’ve been very helpful,” Prostko said.No significant rainfall was recorded from May 11 into early June, causing uncertainty around Georgia’s corn crop in late May. This was especially harmful for Georgia’s dryland corn crop, where irrigation is unavailable. Georgia’s dryland acreage totals about 70,000 acres.“Not having any rain really hurt us, but that 21- to 25-day period was especially rough because it was about seven degrees hotter than normal,” Prostko said. “Of course, we’ve been getting rains now so that should be really helpful.”According to this year’s UGA Extension Corn Production Guide (, corn requires the most rainfall during pollination, approximately 0.33 inches per day. Rainfall is essential for the plant to produce ears of corn. If the corn doesn’t receive the right amount of water at the right time, the amount and size of the kernels could be impacted.“Most of (Georgia’s) corn is irrigated, which is a good thing. But for the 20% that’s not, we won’t know the impact of that drought until it’s time for harvest,” Prostko said. “I had a farmer tell me this year that a year ago he made 200 bushels of dryland corn. I don’t think that’s going to happen this year.”Dryland farmers had a successful year in 2018 due in large part to the abundance of rainfall Georgia experienced during late spring. Two straight weeks of rain in May 2018 helped spike corn production in dryland fields.Georgia growers planted 325,000 acres in 2018, with harvested acres for grain estimated at 275,000. Corn production in Georgia was estimated at 46.5 million bushels in 2018, up 8% from 2017. Georgia corn yields have consistently been close to or more than 170 bushels per acre since 2012.For more information about corn production in Georgia, see the UGA Grain Crop Team website at read more

first_imgLike the six blind men asked to describe what part of an elephant they were touching—trunk, leg, ear, tail, etc.—summarizing auto lending software in one word isn’t easy.►Is it customizable? Yes.►Can you generate other types of loans with it? Yes.►Once you make an auto loan, can the software protect you from fraud? Mostly.Custom design is now a standard car loan software feature. “Credit unions can set their parameters for loans on the software,” says Will McGregor, president of Integrated Lending Technologies (ILT) in Salt Lake City, Utah. “Our technology makes credit unions more effective lenders by reducing staffing hours and errors involved in making a loan for a car or other transportation device. It allows credit unions to compete with larger financial institutions in indirect lending.“Our key to customization is creating a ‘rate matrix,’ which deals with the many factors you weigh to determine a car loan rate,” McGregor adds. “There’s a lot of math involved, and some clients will ask us to set up a matrix for their particular needs.” continue reading » 5SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more



Democratic presidential candidate and former Vice President Joe Biden and U.S. Senator and Democratic candidate for Vice President Kamala Harris celebrate outside the Chase Center after Biden accepted the 2020 Democratic presidential nomination during the largely virtual 2020 Democratic National Convention, in Wilmington, Delaware, U.S., August 20, 2020

first_imgMar 24, 2008 (CIDRAP News) – State and federal public health officials are managing two large Salmonella outbreaks, one linked to contaminated groundwater that has sickened as many as 216 people in Alamosa, Colo., and another that is apparently connected to imported Honduran cantaloupe and involves 59 illnesses in 16 states and Canada.Salmonella in Colorado waterAfter state health officials confirmed dozens of Salmonella infections in Alamosa area residents, authorities tested the municipal water supply and found it was contaminated with bacteria, according to a Mar 21 emergency declaration from Colorado Gov. Bill Ritter.Today the US Centers for Disease Control and Prevention (CDC) confirmed that the pathogen was Salmonella, according to a statement from David Svaldi, president of Adams State College in Alamosa. The town of about 8,700 people is in south-central Colorado in the San Luis Valley, an area known for growing cool-weather crops.Media reports and official statements have not specified which Salmonella strain caused the illnesses.Area residents have been under a bottled-water advisory since Mar 19, according to a statement from the Colorado Department of Public Health and Environment (CDPHE). According to an update on the Alamosa County Web site, authorities will begin a three-step process to clean up the municipal water system tomorrow. Residents have been advised that the bottled-water advisory may be in effect for up to 2 weeks.The CDPHE confirmed the first Salmonella infection on Mar 14, according to Ritter’s emergency declaration. As of yesterday, 216 cases of salmonellosis had been reported in Alamosa, of which 68 were confirmed by laboratory tests, according to the statement from Svaldi. Twelve Adams State students have reported symptoms, but laboratory tests have not yet confirmed the infections. Nine people have been hospitalized; no deaths have been reported.Authorities have not said how they think the water became contaminated with Salmonella. Ken Carlson, an environmental engineering professor from Colorado State University, said Alamosa’s water comes from five deep wells and is untreated, the Denver Post reported on Mar 21. More than half of the US drinking water supply consists of untreated groundwater, he told the Post, adding that groundwater typically never comes in contact with possibly contaminated surface water before reaching consumers.”Generally that’s been a good assumption. There have been very few outbreaks in these systems,” Carlson told the Post.Local residents are speculating that water could have been contaminated by sabotage or by an accident at a new water treatment plant that is under construction, according to the Post report.Michael Beach, a waterborne diseases specialist with the CDC, said that in the past 20 years there have been only five reported instances of Salmonella contamination in municipal water, according to the Post. He said one case involved contaminated groundwater, two were linked to water-distribution system breaches, and two involved disinfection problems. Since 1971, none of the 15 recorded cases of Salmonella contamination in city water supplies were caused by sabotage, Carlson told the Post.FDA, CDC investigate cantaloupeMeanwhile, the US Food and Drug Administration (FDA) on Mar 22 warned consumers not to eat cantaloupe from Honduran grower Agropecuaria Montelibano and ordered FDA field offices to detain all of the company’s cantaloupe shipments. The FDA said in a press release that between Jan 18 and Mar 5 it had received reports of 50 Salmonella cases in 16 states, along with 9 illnesses in Canada, linked through case-control studies to the consumption of Honduran cantaloupe.According to a Mar 22 statement from the CDC, the patients were found to have the same genetic fingerprint of Salmonella Litchfield. Patients’ ages range from under 1 year to 93 years. At least 14 patients have been hospitalized, but no deaths have been reported.The FDA’s traceback investigation indicated that cantaloupes consumed by patients with the outbreak strain were grown in Honduras, according to the CDC statement. Government statements did not make clear how the outbreak was linked to Agropecuaria Montelibano specifically. The FDA has advised US grocers, food service operators, and produce processors to remove the company’s products from their stocks; however, the CDC said the products may still be in grocery stores or consumers’ homes.Consumers who have cantaloupes in their homes can check with the markets where they purchased the product to see if the fruit came from the implicated Honduran grower, the FDA said. The CDC said consumers who have the potentially contaminated cantaloupe in their homes should throw the product away.See also:Mar 24 statement from Adams State College President David Svaldi 22 FDA news release on cantaloupe contamination CDC statement on Salmonella outbreak linked to cantaloupe read more

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first_imgThe Lifetime ISA announced in Wednesday’s UK Budget introduces a rival savings vehicle to the traditional pension fund. Jonathan Williams argues that the brand recognition of the Lifetime ISA risks undermining the success of auto-enrolmentFor months, the UK pensions industry has been preparing for chancellor of the Exchequer George Osborne to overhaul pension taxation, switching from a system whereby savings are taxed upon drawdown (EET) to one where you get taxed when paying in (TEE).While Wednesday’s Budget did not see these changes materialise, the proposal for a Lifetime ISA potentially heralds the beginning of a much more dangerous trend – one that continues to place the onus on the individual to act, while undermining a decade-long consensus about the need for ‘inertia’ to get people saving into pensions.The success of auto-enrolment is beyond doubt. As the Pensions Regulator (TPR) and the Office for National Statistics show with the release of each new batch of data on pension saving, millions of workers are now putting aside money for retirement. The numbers show 6m new savers compared with 2012, according to TPR’s most recent report. The government has been vocally backing the reforms, first with their terrible (and terribly catchy) workplace pension rap, and more recently through a campaign that regularly sees a 2-metre tall furry purple monster called Workie smiling down from the side of a bus, or lumbering around inner-city parks, reminding people to save into an occupational pension.So most people would have assumed, based on the evidence, that the government supported auto-enrolment, and the associated pension providers, as the best means as saving for retirement. So why does the chancellor seem intent on questioning their role, and, in effect, stabbing Workie in the back?The end of the Turner consensusThe answer is an ideological one. The political consensus carefully built from 2004 onwards by the Turner Commission, which recommended auto-enrolment as a way of forcing the hand of uninformed consumers, has been crumbling since its 10th anniversary.The 2014 Budget saw the revolutionary pension freedoms introduced, supposedly without the prior knowledge of the then-pensions minister Steve Webb, whose own proposals for collective DC akin to the Dutch system were crippled by a member’s ability to draw down pensions savings from 55 onwards.The ability to draw down money as members wished, without needing to buy an annuity, placed the emphasis on an informed and educated individual to act, and to navigate the complex world of finance associated with it by finding a drawdown product. As David Blake, an academic at the Pensions Institute recently noted, the changes effectively saw members brought into an institutional system through inertia, only to be thrown back into the retail market when they had to make decisions that would impact their finances for the rest of their lives.This focus on the individual operating within the retail market is set to continue with the introduction of the Lifetime ISA. While the ISA product and auto-enrolment both survive what Keith Ambachtsheer, the Canadian pension academic, calls the ‘Elevator Test’, once it comes to the drawdown phase, it is less likely you can explain to a pension saver during the trip to the 6th floor how to access a drawdown product. With an ISA, you simply take the money.The ISA also has the advantage of brand recognition and, in the Lifetime ISA, the selling point that you can use the savings – and the 25% top-up – to finance your first home. Pension savings, in the meantime, remain locked away for the future. Which product would, therefore, be more attractive to a cash-strapped saver under 40, even if by using an ISA she misses out on the 3% employers pay in as part of auto-enrolment?The answer may seem obvious to someone who understands the benefit of getting ‘free money’ from the employer, but the lure of the 25% bonus might win over many who do not understand that the minimum 3% contribution under auto-enrolment is actually a better deal than the ISA top-up, and that you get more by contributing less.NEST unboundThe real question, in this new world with a focus on individuals, is whether Osborne will see reforms through to their logical end and allow savers to dictate into which provider an employer has to place contributions. The approach, already in place in Australia to some extent, might trigger an advertising war between providers, but it would also unleash the free market on providers failing to offer value for money, or those investing in a way that’s not aligned with members.If the Conservative government really wants to put the onus on the individual, it must give savers full control and let choice drive consolidation, either towards the National Employment Savings Trusts, Now: Pensions and People’s Pensions in the market, or the insurer-backed master trusts.Such competition would require strong, sustainable and well-governed pension providers. Further, in an industry that has well-run not-for-profit trusts schemes, it would boost funds investing with the sole aim of the best outcome for members, not the dual goal of profits and returns.Jonathan Williams is deputy news editor at IPElast_img read more

first_imgMurray d’Almeida. There’s plenty of space to entertain on the deck. One of the best spots in the house during winter. Video Player is loading.Play VideoPlayNext playlist itemMuteCurrent Time 0:00/Duration 1:44Loaded: 0%Stream Type LIVESeek to live, currently playing liveLIVERemaining Time -1:44 Playback Rate1xChaptersChaptersDescriptionsdescriptions off, selectedCaptionscaptions settings, opens captions settings dialogcaptions off, selectedQuality Levels720p720pHD540p540p288p288p180p180pAutoA, selectedAudio Tracken (Main), selectedFullscreenThis is a modal window.Beginning of dialog window. Escape will cancel and close the window.TextColorWhiteBlackRedGreenBlueYellowMagentaCyanTransparencyOpaqueSemi-TransparentBackgroundColorBlackWhiteRedGreenBlueYellowMagentaCyanTransparencyOpaqueSemi-TransparentTransparentWindowColorBlackWhiteRedGreenBlueYellowMagentaCyanTransparencyTransparentSemi-TransparentOpaqueFont Size50%75%100%125%150%175%200%300%400%Text Edge StyleNoneRaisedDepressedUniformDropshadowFont FamilyProportional Sans-SerifMonospace Sans-SerifProportional SerifMonospace SerifCasualScriptSmall CapsReset restore all settings to the default valuesDoneClose Modal DialogEnd of dialog window.This is a modal window. This modal can be closed by pressing the Escape key or activating the close button.Close Modal DialogThis is a modal window. This modal can be closed by pressing the Escape key or activating the close button.PlayMuteCurrent Time 0:00/Duration 0:00Loaded: 0%Stream Type LIVESeek to live, currently playing liveLIVERemaining Time -0:00 Playback Rate1xFullscreenHow to bid at auction for your dream home? 01:45 Now that’s a pool.AS a busy businessman, Murray d’Almeida needs a quiet place to sit back and relax in his spare time.His acreage estate in a secluded pocket of Currumbin Valley has been the perfect escape.For about 30 years the founder of Retail Food Group Australia and veteran Gold Coast businessman has called the 1.02ha property his slice of paradise.He and wife Cath have raised four children in the seven-bedroom, three-bathroom rainforest retreat, which he described as tranquil. What a view.Parts of the picturesque property were used in scenes for a 2013 film, My Mistress, starring international French actress Emmanuelle Beart.“It was fascinating,” Mr d’Almeida said.“(Emmanuelle) was a delightful person.”While Mr d’Almeida loves the property just as much as he did when he bought it, he has decided to sell it.“I will miss it beyond comprehension, however seven bedrooms and a five-car garage … are far too much,” he said.“I will try to find something similar but a fraction of the size.“I’d like to get a couple of acres further up the valley — the valley is god’s country.”McGrath Palm Beach agent Richard Snowden will take the property to auction on February 16.center_img MORE NEWS: What it’s like to live a life of luxury in the modern world It’s like taking a holiday in a rainforest retreat. Even the kitchen has views.More from news02:37International architect Desmond Brooks selling luxury beach villa12 hours ago02:37Gold Coast property: Sovereign Islands mega mansion hits market with $16m price tag2 days ago“The house just about blends in naturally with the rainforest environment with very large decks that merge into the canopy,” he said.It is surrounded by trees with 200m of creek frontage, making it feel as though it is a world away from civilisation.MORE NEWS: Auction racks up $12 million in sales Mr d’Almeida said one of the best parts about it was that it was private yet the beach was a 10-minute drive away.“We have the best of both worlds,” he said.Among its standout features are a media room, two fireplaces, a wine cellar, multiple decks around the house and an infinity edge pool overlooking the creek.last_img read more

first_img Tweet Share Share Sharing is caring! Sharecenter_img Photo credit: unl.edu1Free HIV testing are being conducted in all health districts today as part of activities leading up to Regional Testing Day which will be held on the 27th of June. This is a result of a partnership between the Caribbean Broadcast Media Partnership on HIV and AIDS and Scotia bank.Expanded from its pilot programme in 2008, which was concentrated in Barbados, the initiative aims, this year, to have approximately 10,000 people across the region tested.Coordinator of the Testing and Counseling program within the HIV Unit Mary Williams says one of the main reasons for this testing campaign is to encourage everyone to know his/her status, since knowing ones’ HIV status is better than not knowing. She says the gesture will also be extended to the Kalinago Territory over the weekend.Dominica Vibes News HealthLifestyleLocalNews Free HIV testing ahead of Regional Testing Day next week by: – June 24, 2011 16 Views   no discussionslast_img read more

first_imgTheft cases were down by 80 percent (from15 to three cases). The number of robbery cases, on theother hand, stayed the same at three. She also gave credit to the continuingpolice campaign against crimes. PRO-6 data showed 130 crimes from March16 to 19 this year, down by 215 incidents from the 345 cases recorded in thesame days in 2019. Cases of physical injury went down by66.66 percent – from 15 last year to five this year. The drop was determined by comparing thenumber of crimes recorded in such period this year and last year. “But the police won’t be complacent.There are opportunistic criminals. We are this urging people to remain in theirhouses and always keep their doors locked,” said Malong./PN Homicide cases posted a 50-percentplunge – from two last year to one this year. Murder cases dropped by 100 percent(from six incidents in 2019 to none this year).center_img “The COVID-19 concern is a factor. Localgovernment units have been urging people to stay at home. Businessestablishments have opted to close shop. Even petty crimes dropped,” saidPolice Lieutenant Colonel Joem Malong, PRO-6 spokesperson. ILOILO City – The coronavirus disease2019 (COVID-19) is believed to be a factor in the dramatic drop in crime rateacross Western Visayas – 62.31 percent in a four-day period (March 16-19),according to the Police Regional Office 6 (PRO-6). Rape cases declined, too – 71.42 percent(from seven last year to two this year). ‘GHOST TOWN’. The usually congested Sen. Benigno Aquino Jr. Avenue in the bustling district of Mandurriao, Iloilo City is empty on the first day (March 20, 2020) of the nearly month-long lockdown imposed by the city government in a bid to keep the metro free from the coronavirus disease 2019. IAN PAUL CORDERO/PN The PRO-6 expects a further drop incrimes most especially in Iloilo City due to the lockdown of the metro orderedby Mayor Jerry Treñas. No carnapping incidents last year andthis year from March 16 to 19. There were two “motornapping” incidents lastyear; none this year. The eight “focus crimes” – murder,homicide, physical injury, rape, robbery, theft, carnapping, and “motornapping”– also dropped, PRO-6 data showed. It recorded 14 cases from March 16 to 19this year, way below the 50 cases it recorded in the same period in 2019. last_img read more