first_imgThe following statement is being issued today by Vermont Attorney General William H Sorrell and the Mortgage Foreclosure Multistate Group:”It has recently come to light that a number of mortgage loan servicers havesubmitted affidavits or signed other documents in support of either ajudicial or non-judicial foreclosure that appear to have procedural defects.In particular, it appears affidavits and other documents have been signed bypersons who did not have personal knowledge of the facts asserted in thedocuments. In addition, it appears that many affidavits were signed outsideof the presence of a notary public, contrary to state law. This process ofsigning documents without confirming their accuracy has come to beknown as “robo-signing.” We believe such a process may constitute adeceptive act and/or an unfair practice or otherwise violate state laws.In order to handle this issue in the most efficient and consistent mannerpossible, the states have formed a bi-partisan multistate group to addressissues common to a large number of states. The group is comprised of bothstate Attorneys General and the state bank and mortgage regulators.”Currently 49 state Attorneys General have joined this coordinatedmultistate effort. State bank and mortgage regulators are participating bothindividually and through their Multistate Mortgage Committee, whichrepresents mortgage regulators from all 50 states. Through this process, thestates will attempt to speak with one voice to the greatest extent possible.”At the end of this statement is a list of the participating states.Our multistate group has begun inquiring whether or not individualmortgage servicers have improperly submitted affidavits or otherdocuments in support of foreclosures in our states. The facts uncovered inour review will dictate the scope of our inquiry.”The Executive Committeeis comprised of the following Attorneys General Offices: Arizona,California, Colorado, Connecticut, Florida, Illinois, Iowa, New York, NorthCarolina, Ohio, Texas, and Washington; and the following state bankingregulators: Maryland Office of the Commissioner of Financial Regulation,New York State Banking Department, and the Pennsylvania Department ofBanking.”Source: Vermont AG. 10.12.2010.Participating Attorneys GeneralAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareFloridaGeorgiaHawaii Department of the Attorney General / Hawaii Office of Consumer ProtectionIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVermontVirginiaWashingtonWest VirginiaWisconsinWyomingParticipating State Bank and Mortgage RegulatorsArizona Department of Financial InstitutionsArkansas Securities DepartmentConnecticut Department of BankingD.C. Department of Insurance Securities and BankingFlorida Office of Financial RegulationIdaho Department of FinanceIllinois Secretary of Financial and Professional RegulationIndiana Department of Financial InstitutionsIowa Division of BankingKentucky Department of Financial InstitutionsLouisiana Office of Financial InstitutionsMaine Bureau of Consumer Credit ProtectionMaine Bureau of Financial InstitutionsMaryland Office of the Commissioner of Financial RegulationDivision of Banks, Commonwealth of MassachusettsMichigan Office of Financial & Insurance RegulationMinnesota Department of CommerceMississippi Department of Banking and Consumer FinanceMontana Division of Banking and Financial InstitutionsNebraska Department of Banking and FinanceNevada Financial Institutions Division and Mortgage Lending DivisionNew Hampshire Banking DepartmentNew Jersey Department of Banking & Insurance – Office of Consumer FinanceNew York State Banking DepartmentNorth Carolina Commissioner of BanksNorth Dakota Department of Financial InstitutionsOhio Division of Financial InstitutionsOregon Department of Consumer and Business Services – Division of Financeand Corporate SecuritiesPennsylvania Department of BankingRhode Island Department of Business Regulation – Division of BankingSouth Carolina Department of Consumer Affairs Tennessee Department ofFinancial Institutions Texas Department of BankingTexas Finance Commission and Consumer Credit Commissioner VermontDepartment of Banking, Insurance, Securities and Health CareAdministrationWashington State Department of Financial InstitutionsWest Virginia Division of Banking WisconsinDepartment of Banking Wyoming Division of Bankinglast_img read more


first_imgIt was only fitting that in order to interview Wisconsin sophomore forward Joe Krabbenhoft, a wait was necessary, as he can usually be found in the training room getting patched up after a practice or a game. Over the last two seasons, Krabbenhoft, a native of Sioux Falls, S.D., has developed the reputation of being one of the most competitive and hardest playing people on the court.”It’s not a show when he gets into the game,” assistant coach Greg Gard said. “He plays extremely hard. Every game, every practice and every thing we do, he is going 100 percent.”Krabbenhoft’s tough mentality has also attributed to the number of injuries he has sustained during the season. During a game against Indiana this year, he suffered a blow to the head that caused him to bleed profusely.”He keeps Henry (Perez-Guerra), our trainer, busy with stitches and cuts and things like that,” Gard said.Of course, due to his competitive nature, he kept on playing until the officials forced him to the sidelines.”It’s just the way I play,” Krabbenhoft said. “Every team needs a couple guys like that. I’m not the only one on this team. Sometimes I bleed a little more than most guys on this team. So, it’s just the mentality of the guys on this team and not me individually.”Krabbenhoft’s style of play is what brought him to Madison to play for head coach Bo Ryan. Naturally, he plays the wing or the three spot on the court, which is the same position Wooden Award candidate Alando Tucker plays now. Although he may not start at that position, he has played crucial minutes off the bench. When he comes in for Tucker, he feels no pressure. Rather, he looks at his roll as essential to keeping the team going when the scoring leader is resting on the bench.”I don’t feel any pressure,” Krabbenhoft said. “Of course, when Alando goes out, some shots need to be taken, some rebounds need to be grabbed and, overall, it’s a big gap to fill. I just try to do my best, and I don’t think there is any way that I can do what Alando does. He is one of the best players in the country, and am I? No, not yet.”This season, Krabbenhoft has played in all 26 of the Badgers’ games and is averaging 20.3 minutes of the bench. He is also averaging five points and five rebounds per game — third best on the team — and had many crucial boards against the Iowa Hawkeyes last weekend. The numbers he has put up this season are already better than his freshman year. Ryan appreciates having a player who can constantly learn and improve his game.”Your average Joe, he (is) anything but average,” Ryan said in a press conference earlier this fall. “He works hard. He is constantly trying to learn as much as he can. You can see that in his improved play. You always like those guys who listen and get better. That’s what you hope for in players, is to see development and to see the absorption of information that you are trying to pass out.”One of the great aspects that Krabbenhoft brings to Ryan’s swing offense is his versatility. He just doesn’t play guard or forward but has the ability to play in the post, on the wing or anywhere in between.”We play him in three different positions, either a two, a three or a four,” Gard said. “Within our system, there is not a whole lot of variation in terms of what you do within those positions. He has become very versatile. He has become one of our better perimeter defenders. Between him and Mike Flowers, we assign them to play their best perimeter defenders defensively.”Krabbenhoft acknowledges that he can play several different positions and enjoys doing so.”I like that. It gives me the options to do a little bit of everything while I’m out on the court,” Krabbenhoft said. “[When] coach gives me the opportunity to be out there, I get to handle the ball a little bit, and I get to go inside a little bit. It’s what I like to do, and it makes it fun for me.”Not only is Krabbenhoft competitive on the court, but also off the court; he is known to never back down from an argument.”He is probably the guy on the team that likes to argue the most,” guard Michael Flowers said. “He will argue about the simplest things. It could be whether Diet Coke tastes better than regular Coke. He will argue his point to death. He will always want to come away with the ‘W’ no matter what it is.”Although he may have a competitive nature, Krabbenhoft will always be one to support his teammates.”Joe is the type of player you want on your team because you know he will do anything to help the team,” Flowers said. “He’s one of those guys that if you are hanging from a cliff and you have a rope, you are going to want to have him holding that rope because you know he won’t ever let go.”last_img read more


first_imgPat and Karen have been given a new lease of life after their unique transplants. Pic by Northwest Newspix.A devoted husband has given his wife back the ‘X-Factor’ after giving a complete stranger one of his kidneys.Pat Bradley was left completely frustrated after being told his own healthy kidney was not a match for his wife Karen.Mum-of-two Karen had suffered for many years with small kidneys and was told she would eventually need a kidney replacement. She refused to allow her grown-up children Lee-Ann, 34, and Patrick, 27, donate theirs and hubby Pat wasn’t a match.But the couple, from Carndonagh, then heard about ‘paired donation’ which is not carried out in Ireland.The operation means that Pat had to donate one of his healthy kidneys to a complete stranger so Karen could receive a kidney donation.In June last year all four people came together at the Coventry and Warickshire University Hospital in England for the four-way operation. And now Pat, 55, told Donegal Daily that his wife really has the X Factor back in her life!“Before the operation we could do very little because we had to keep coming back to the house because Karen was on dialysis.“Even cooking, which she loves, took a lot out of her because she had very little energy.“She always wanted to go to concerts and now she has even gone to the X Factor concerts with out grandson Sean who is nine.“Now, as much as I love them both very much, you wouldn’t catch me going to the X-Factor,” laughed Pat. Pat said the ‘paired transplant’ may not be everyone but he would do the exact same operation in the morning.And he said he had nothing but admiration for the dialysis unit in Letterkenny Hospital and also Beaumont Hospital.“I spent a total of four days in hospital and I feel exactly the same now as I did before I went in.“Karen has been given a complete new lease of life. “It’s just nice to think that we could have 25 years or so of good quality life left together because of the operation.“I would just like people who are on a waiting list to know that there in another alternative and I’m sure there are plenty of husbands and wives out there will to do this,” he said.COUPLE GET THE ‘X-FACTOR’ AFTER LIFE-CHANGING OPERATIONS was last modified: March 23rd, 2015 by StephenShare this:Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to share on LinkedIn (Opens in new window)Click to share on Reddit (Opens in new window)Click to share on Pocket (Opens in new window)Click to share on Telegram (Opens in new window)Click to share on WhatsApp (Opens in new window)Click to share on Skype (Opens in new window)Click to print (Opens in new window)last_img read more