first_imgThe following statement is being issued today by Vermont Attorney General William H Sorrell and the Mortgage Foreclosure Multistate Group:”It has recently come to light that a number of mortgage loan servicers havesubmitted affidavits or signed other documents in support of either ajudicial or non-judicial foreclosure that appear to have procedural defects.In particular, it appears affidavits and other documents have been signed bypersons who did not have personal knowledge of the facts asserted in thedocuments. In addition, it appears that many affidavits were signed outsideof the presence of a notary public, contrary to state law. This process ofsigning documents without confirming their accuracy has come to beknown as “robo-signing.” We believe such a process may constitute adeceptive act and/or an unfair practice or otherwise violate state laws.In order to handle this issue in the most efficient and consistent mannerpossible, the states have formed a bi-partisan multistate group to addressissues common to a large number of states. The group is comprised of bothstate Attorneys General and the state bank and mortgage regulators.”Currently 49 state Attorneys General have joined this coordinatedmultistate effort. State bank and mortgage regulators are participating bothindividually and through their Multistate Mortgage Committee, whichrepresents mortgage regulators from all 50 states. Through this process, thestates will attempt to speak with one voice to the greatest extent possible.”At the end of this statement is a list of the participating states.Our multistate group has begun inquiring whether or not individualmortgage servicers have improperly submitted affidavits or otherdocuments in support of foreclosures in our states. The facts uncovered inour review will dictate the scope of our inquiry.”The Executive Committeeis comprised of the following Attorneys General Offices: Arizona,California, Colorado, Connecticut, Florida, Illinois, Iowa, New York, NorthCarolina, Ohio, Texas, and Washington; and the following state bankingregulators: Maryland Office of the Commissioner of Financial Regulation,New York State Banking Department, and the Pennsylvania Department ofBanking.”Source: Vermont AG. 10.12.2010.Participating Attorneys GeneralAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareFloridaGeorgiaHawaii Department of the Attorney General / Hawaii Office of Consumer ProtectionIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVermontVirginiaWashingtonWest VirginiaWisconsinWyomingParticipating State Bank and Mortgage RegulatorsArizona Department of Financial InstitutionsArkansas Securities DepartmentConnecticut Department of BankingD.C. Department of Insurance Securities and BankingFlorida Office of Financial RegulationIdaho Department of FinanceIllinois Secretary of Financial and Professional RegulationIndiana Department of Financial InstitutionsIowa Division of BankingKentucky Department of Financial InstitutionsLouisiana Office of Financial InstitutionsMaine Bureau of Consumer Credit ProtectionMaine Bureau of Financial InstitutionsMaryland Office of the Commissioner of Financial RegulationDivision of Banks, Commonwealth of MassachusettsMichigan Office of Financial & Insurance RegulationMinnesota Department of CommerceMississippi Department of Banking and Consumer FinanceMontana Division of Banking and Financial InstitutionsNebraska Department of Banking and FinanceNevada Financial Institutions Division and Mortgage Lending DivisionNew Hampshire Banking DepartmentNew Jersey Department of Banking & Insurance – Office of Consumer FinanceNew York State Banking DepartmentNorth Carolina Commissioner of BanksNorth Dakota Department of Financial InstitutionsOhio Division of Financial InstitutionsOregon Department of Consumer and Business Services – Division of Financeand Corporate SecuritiesPennsylvania Department of BankingRhode Island Department of Business Regulation – Division of BankingSouth Carolina Department of Consumer Affairs Tennessee Department ofFinancial Institutions Texas Department of BankingTexas Finance Commission and Consumer Credit Commissioner VermontDepartment of Banking, Insurance, Securities and Health CareAdministrationWashington State Department of Financial InstitutionsWest Virginia Division of Banking WisconsinDepartment of Banking Wyoming Division of Bankinglast_img read more


first_imgStuff co.nz 26 August 2016Family First Comment: The sad reality of prostitution – irrespective of the age….“Lauren agreed to having sex for money – she wanted to get her mum out of financial trouble. But now, aged 23, she realises she was a vulnerable child and she is still paying the price and trying to make sense of the memories. Looking back she can see she was being groomed, heavily influenced by adults she trusted. And the world of prostitution was glorified.”Lauren Darlington looked every bit the sweet 16-year-old with a mouth full of braces when her mum forged her birth certificate so she could work as a prostitute. Seven years later she is real, raw about her demons, blogging to touch others.“I wasn’t eating well or sleeping and I was using drugs the clients would give me at work to keep me awake,” Lauren said of her time as an escort in Sydney, Australia.“Mum got half of what I made for ‘driving me around’.”Lauren agreed to having sex for money – she wanted to get her mum out of financial trouble. But now, aged 23, she realises she was a vulnerable child and she is still paying the price and trying to make sense of the memories.Looking back she can see she was being groomed, heavily influenced by adults she trusted. And the world of prostitution was glorified.“Mum’s friend spoke about how easy it was to sleep with guys for money. She saw them as bags and jewellery and new clothes. She had me around male friends older than me and was saying how beautiful I was and encouraged me to be with her friend, an older male.“Looking back she was grooming me to be a prostitute. She took me shopping, did my makeup, it was like a never-ending sleep-over,” Lauren said. “I became suspicious when I found business cards for an escort agency. She lied and said she cleaned banks of a night. But earned A$600 a night?”At the time Lauren and her mum were on welfare. Money was tight.“They did a lot of drugs around me and one day on the way to her drug dealer’s place it came up that she was a prostitute. Mum blurted out she had been one before so could never again and the talk of the money and how ‘easy’ it was. I offered to do it for us. And that’s something I have always said and held guilt around. It was my choice.”With a history of self harm and a fragile mindset, being plunged into the seedy adult world was damaging.“I was hit, degraded, the mind games … I was 16 and looked it and covered in fresh scars. But I turned off. The Valium mum would give me and lack of sleep helped.”READ MORE: http://www.stuff.co.nz/world/australia/83588868/australian-woman-rebuilds-her-life-after-mother-forced-her-to-work-as-a-prostituteKeep up with family issues in NZ. Receive our weekly emails direct to your Inbox.last_img read more


first_img Speaking at the Soccerex Global Convention, City’s head of infrastructure development and corporate responsibility, Pete Bradshaw, said: “Last year we had one of the worst summers we have had with a lot of rain and that put everything back three months. “We hoped to catch that up. We haven’t managed to do that, so we will take the international break in October to move the first team, the half-term break to move the academy and the rest of the staff will move a fortnight after that. “We have worked very closely with the first-team coaches and manager to make sure it is not disruptive.” The new facility, built on an 80-acre brownfield site, features a 7,000-capacity stadium, 17 training pitches and accommodation. Press Association It was originally hoped the City Football Academy would open for pre-season, but poor weather in summer 2013 delayed construction. The state-of-the-art complex will now open in phases from October to November, with manager Manuel Pellegrini and his squad officially relocating during the next international break. center_img Manchester City will move their first-team training base to the club’s new £200million facility next month.last_img read more


first_img Press Association Hoffman was one of just 12 players to record an under-par round on Thursday as many struggled with two-time major winner Martin Kaymer firing a 10-over-par 82. It was also a disappointing day for Graeme McDowell who was forced to withdraw from the tournament with an ankle injury. The Northern Irishman suffered the problem during practice on Wednesday and, although he managed to play his opening nine holes on Thursday, he pulled out of the tournament before setting his sights on getting fit for the Masters which begins on April 9. McDowell, tweeted: “Apologies to everyone at @valerotxopen for my withdrawal. Strained my lower left leg/ankle area practicing y/day and played with heavy strapping on it in the pro am and this morning. “With The Masters upcoming I decided that getting fit is imperative. Don’t like WDs. “The week here at @valerotxopen had everything I wanted. Great people and great course. Disappointed this has happened. Thanks to everyone.” Back out on the course, Hoffman took advantage of calmer winds in the afternoon to record five birdies and finish the day a shot clear of Australia’s Aaron Baddeley. The American picked up shots on the second, third, ninth, 11th and 17th to post the round of the day but the shot of the day undoubtedly belonged to the man a shot behind him. With the wind behind him on the 336-yard par-four 17th, Baddeley took on the green but missed left and had to go back to the tee after finding an unplayable lie. That presented the 34-year-old with no problem, though, as he holed what was his third shot to record an improbable birdie. Charley Hoffman carded a blemish free 67 to take a one-shot lead after the first round of the Valero Texas Open on a day when the wind played havoc in San Antonio. That had put him in the lead at the time following birdies on the first, second, eighth and 15th and a single bogey on seven but Hoffman overhauled him. A birdie-birdie finish from Max Homa saw him move into third a further shot back as he overcame a poor start. The 24-year-old dropped shots at one and five but birdies at six and eight saw him reach the turn level and four birdies and a single bogey on the back nine catapulted him into contention. Phil Mickelson also had a birdie-birdie finish to get to two under alongside Ryan Palmer after a broken club had briefly contributed to him slipping over par on the back nine. The five-time major winner reached the turn one under after a bogey and two birdies and dropped a shot on 10 before putting his tee shot on 12 into a bunker. His club head then snapped off the shaft upon impact as he played his bunker shot and he dropped a further shot before birdies on 14, 17 and 18 saw him finish strongly. There was then a group of seven players at one under including Jordan Spieth, Jimmy Walker and Zach Johnson. last_img read more