first_imgThe following statement is being issued today by Vermont Attorney General William H Sorrell and the Mortgage Foreclosure Multistate Group:”It has recently come to light that a number of mortgage loan servicers havesubmitted affidavits or signed other documents in support of either ajudicial or non-judicial foreclosure that appear to have procedural defects.In particular, it appears affidavits and other documents have been signed bypersons who did not have personal knowledge of the facts asserted in thedocuments. In addition, it appears that many affidavits were signed outsideof the presence of a notary public, contrary to state law. This process ofsigning documents without confirming their accuracy has come to beknown as “robo-signing.” We believe such a process may constitute adeceptive act and/or an unfair practice or otherwise violate state laws.In order to handle this issue in the most efficient and consistent mannerpossible, the states have formed a bi-partisan multistate group to addressissues common to a large number of states. The group is comprised of bothstate Attorneys General and the state bank and mortgage regulators.”Currently 49 state Attorneys General have joined this coordinatedmultistate effort. State bank and mortgage regulators are participating bothindividually and through their Multistate Mortgage Committee, whichrepresents mortgage regulators from all 50 states. Through this process, thestates will attempt to speak with one voice to the greatest extent possible.”At the end of this statement is a list of the participating states.Our multistate group has begun inquiring whether or not individualmortgage servicers have improperly submitted affidavits or otherdocuments in support of foreclosures in our states. The facts uncovered inour review will dictate the scope of our inquiry.”The Executive Committeeis comprised of the following Attorneys General Offices: Arizona,California, Colorado, Connecticut, Florida, Illinois, Iowa, New York, NorthCarolina, Ohio, Texas, and Washington; and the following state bankingregulators: Maryland Office of the Commissioner of Financial Regulation,New York State Banking Department, and the Pennsylvania Department ofBanking.”Source: Vermont AG. 10.12.2010.Participating Attorneys GeneralAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareFloridaGeorgiaHawaii Department of the Attorney General / Hawaii Office of Consumer ProtectionIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVermontVirginiaWashingtonWest VirginiaWisconsinWyomingParticipating State Bank and Mortgage RegulatorsArizona Department of Financial InstitutionsArkansas Securities DepartmentConnecticut Department of BankingD.C. Department of Insurance Securities and BankingFlorida Office of Financial RegulationIdaho Department of FinanceIllinois Secretary of Financial and Professional RegulationIndiana Department of Financial InstitutionsIowa Division of BankingKentucky Department of Financial InstitutionsLouisiana Office of Financial InstitutionsMaine Bureau of Consumer Credit ProtectionMaine Bureau of Financial InstitutionsMaryland Office of the Commissioner of Financial RegulationDivision of Banks, Commonwealth of MassachusettsMichigan Office of Financial & Insurance RegulationMinnesota Department of CommerceMississippi Department of Banking and Consumer FinanceMontana Division of Banking and Financial InstitutionsNebraska Department of Banking and FinanceNevada Financial Institutions Division and Mortgage Lending DivisionNew Hampshire Banking DepartmentNew Jersey Department of Banking & Insurance – Office of Consumer FinanceNew York State Banking DepartmentNorth Carolina Commissioner of BanksNorth Dakota Department of Financial InstitutionsOhio Division of Financial InstitutionsOregon Department of Consumer and Business Services – Division of Financeand Corporate SecuritiesPennsylvania Department of BankingRhode Island Department of Business Regulation – Division of BankingSouth Carolina Department of Consumer Affairs Tennessee Department ofFinancial Institutions Texas Department of BankingTexas Finance Commission and Consumer Credit Commissioner VermontDepartment of Banking, Insurance, Securities and Health CareAdministrationWashington State Department of Financial InstitutionsWest Virginia Division of Banking WisconsinDepartment of Banking Wyoming Division of Bankinglast_img read more


first_imgI’m not a fan of making comparisons in sports, whether it’s between players, coaches or teams. It’s absurd to compare players (LeBron James vs. Michael Jordan) or teams (the 72-win Chicago Bulls vs. the 73-win Golden State Warriors) who played in completely different time periods. But here’s one similarity that’s fair to point out across all sports and all eras: Historically great franchises are always expected to be great.That’s a roundabout way of saying that USC football, for all its recent embarrassments and struggles, is and will always be a historically great program. And, by extension, whenever it is not great, everyone stops and stares.Tal Volk | Daily Trojan Hot seat Helton · Clay Helton is off to a rocky start in his first season as the permanent head coach as USC has started off with a 1-3 record.I’m working my way through Steve Delsohn’s new book, Cardinal and Gold: The Oral History of USC Trojans Football, which weaves a detailed story of the past 40 years of USC football, starting with former head coach John McKay’s departure in 1975. It’s a fascinating read, and it’s incredible to think that for decades on end, the Trojans were essentially a lock to make it to the Rose Bowl. Anything less was a disappointment, and 7-4 seasons would have alumni and boosters grumbling, wondering what the hell was going on.That same grumbling is probably happening right now, with the team off to its worst start in 15 years and head coach Clay Helton beginning his career with four losses in five games. The conversations behind closed doors are likely not very pleasant at the moment, with people coming to grips with the fact that USC is indeed a team with a losing record.It’s a parallel that I find striking when thinking of two long-running and dominant NBA franchises: the Boston Celtics and the Los Angeles Lakers. Both franchises represent the pinnacle of basketball dynasties, yet both have had to undergo rough rebuilding periods in recent years. The Celtics have worked their way out, while the Lakers are still in the midst of it, but for both franchises, it started by acknowledging that — at least at the moment — they were not “great,” and needed to dedicate time to create change.The Celtics are perhaps the model of how to start anew. After respected head coach Doc Rivers left for the Los Angeles Clippers in 2013 and the original “Big Three” era of Paul Pierce, Ray Allen and Kevin Garnett came to an end, Boston hired Brad Stevens, a 36-year-old, baby-faced, unproven college coach to take over the hallowed position once held by Red Auerbach. It was a move that puzzled many — and a 25-57 debut season didn’t help — but given leeway to mold and shape the team, Stevens’ Celtics improved the following year, and last season finished with a 48-34 record to become one of the up-and-coming teams in the league.The Lakers took a little longer to acquiesce after the debacle that was having Steve Nash and Dwight Howard come join Kobe Bryant and Pau Gasol. They fired Mike Brown five games into the 2012-2013 season and inexplicably had Mike D’Antoni and Byron Scott run the team for three years under the illusion that they were still great and Kobe wasn’t on his last legs. But by hiring Luke Walton to coach in the post-Kobe era, the Lakers are taking a page out of the Celtics’ book. Walton is also 36 and relatively unproven. He did coach the Warriors briefly last season while head coach Steve Kerr was out, but this is his first test with a rebuilding team and a franchise finally recognizing that returning to greatness will be a process.The hope is that USC will learn that as well. It’s true that there are differences between the college and pro games; you can’t tank in college for a higher draft pick, and you have the drawback of key players declaring for the draft every year. But the concept is the same: Just because the Trojans used to be a dynasty does not mean you can push a button and make USC great again.This is a program not too far removed from heavy sanctions, has undergone four coaching changes in three years and has not been to a Rose Bowl in seven years. Helton has certainly done himself no favors with a mediocre start, but the Celtics didn’t fire Stevens after his first season and odds are the Lakers won’t give Walton the axe after his inevitably rough debut with a young roster.The criticisms of Helton are valid. His in-game decisions have been routinely questionable, he has failed to utilize the full potential of the talent he has and under his watch, USC has disappointed in primetime game after primetime game.And unlike the Celtics or Lakers, the Trojans are not in “rebuild” mode but instead supposed to compete for a Pac-12 Championship — but there we go with the inherent expectations again. Yes, old alumni and boosters grew up in an era where USC winning the Rose Bowl was just another season, but this is 2016, not 1979 or even 2008.Everything is different — from the coaches to the players to the athletic director — but the naïve mindset that USC will keep “fighting on” and should always be a winning program just because it is USC is getting increasingly frustrating with every loss that points to the contrary.Whether or not Helton is the right fit for USC at the moment is a separate topic. But instead of yelling, “Fire the coach” at the first sign of adversity, fans should look in the mirror and ask if their insecurity is based on the assumption that USC’s winning history should make it immune to losing and if what this program needs right now is another coaching firestorm.Eric He is a sophomore majoring in journalism. He is also the sports editor of the Daily Trojan. His column, “Grinding Gears,” runs Fridays.last_img read more


first_imgDUBLIN, Ireland, CMC – Bermuda captain Danté Leverock has joined Irish outfit Sligo Rovers on a one-year deal, the club has announced.Bermuda captain Dante LeverockThe deal, subject to international clearance, follows the defender’s announcement 24 hours earlier that he had left top-flight Estonian outfit Narva Trans after one season.“It’s an honour to sign for Sligo Rovers today,” 26-year-old Leverock said. “I’ve done my research on Sligo Rovers and I see the community aspect of the club, that there’s a family within the club, and that really attracted me here.“It’s important to me to be part of a close-knit group and I see football is very popular in Sligo.”Sligo are seventh in the 10-team SSE Airtricity League Premier Division.Manager Liam Buckley said he expects Leverock will be a strong asset to the team.“He’s a good big centre-half and while his goal record might stand out, he’s a defender so clean sheets are his target,” he said.“He’s got a good background of experience in English non-League and he’s coming with the knowledge of playing abroad and international level.“That’s useful as we have a lot of youth in our squad and we need a balance.“He’s hungry to make as good a career as he can for himself. This is another step forward for him again, which we think he can take.”Leverock, who has captained Bermuda in their last two outings in the CONCACAF Nations League qualifiers, succeeding UK-based winger Reggie Lambe, made 34 appearances and scored eight goals for Narva Trans.Leverock has previously played for English non-League sides Ilkeston, Staines Town and Leatherhead.last_img read more


first_imgBayern Munich are lining up Jose Mourinho and Carlo Ancelotti as potential replacements should current manager Pep Guardiola leave the Bavarian club.Guardiola’s contract expires at the end of next season and the Express reports that he could be on his way to Arsenal. The ex-Barcelona manager, who won six trophies in the first year in charge of the Catalans, has been linked with Arsenal in recent times, with Arsene Wenger linked to Monaco should he choose to move on.APPOINTMENTAnd Bayern legend Lothar Matthaus has urged to the club to appoint either Mourinho or Ancelotti should Guardiola choose to head for the Premier League.He told Sport Bild: “Just like Jupp Heynckes and Louis van Gaal before him, Pep Guardiola is an alpha male as well.SUCCESS”They are all coaches who had been successful abroad. There is no coach like them available in the Bundesliga.last_img read more